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Continued financial pressure on South African households, Download the index for further information. “The excessively restrictive stance of monetary policy remains a point of huge concern for the millions of indebted households and businesses,” says Botha. Background to the

Households remain under severe financial pressure, Download the index for further information. “High interest rates place downward pressure on the demand for household and business credit, which play a crucially important role in the expansion of economic activity,” says Botha. Background to the AFHRI In recognising the need for data that provides more clarity on the financial disposition of households in general, and their ability to cope with debt in

Household financial resilience declines in Quarter 1 of 2023, Download the index for further information. "The Index (known as the AFHRI) shows that while household financial resilience increased by 1.4% in the quarter, the decline of 1.1% recorded year-on-year reflects the mounting pressure on household finances." Background to the AFHRI

Quarter 2 2023 shows squeeze on household finances, Download the index for further information. "Christmas may also be bleak for retailers across the board, with households now very clearly under severe strain, especially those in the lower income brackets." Background to

Businesses are migrating their applications and IT processes from legacy infrastructure such as servers to a centralised cloud computing environment hosted by a cloud provider to lower costs, increase their agility, improve their availability and reliability, simplify their operations, and roll out applications faster. Cloud providers supply all the hardware such as servers, storage devices, firewalls, switches, and routers which means businesses avoid a large capital outlay and instead have a recurring monthly fee. Cloud services provide maximum flexibility, allowing businesses to rapidly scale up

Artificial intelligence (AI) and generative artificial intelligence (GenAI) in particular, have captured the imagination of the world with an ability to create new content, including text, images, videos and code, as well as interpretations of existing data and content. Amid all the excitement around the potential and massive investments being made in AI, more and more questions are starting to surface as to whether the hype surrounding GenAI is justified, or if we are naively and vastly overestimating its potential? Global spending on artificial intelligence (AI), related applications and other services is